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Half The Deposit, Brand New Home: How New Builds Get You In Faster

Want to get into your first home with just a 10% deposit? New builds are your ticket in. Plus, earn up to $10,000 in Aera Credits redeemed as real cash at settlement. Let’s make your first home happen.

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News

How to boost your deposit and get on the property ladder – Nadine Higgins

News

Entrepreneur Derek Handley on a mission to revolutionise the way Kiwis buy homes – Money Talks

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How Much KiwiSaver Should You Use for Your First Home Deposit? (2025 Update)

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How to Save $50K for a Deposit in NZ: Realistic Strategies That Work

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How to Stay Committed While House Hunting in a Tough Market

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Should You Rent Longer or Buy Now? Pros and Cons for First-Time Buyers

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Top 5 Mindset Shifts First Home Buyers in NZ Need to Make

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Why Buy A First Home When I Can Rent?

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Making The Smart Moves Prior To Purchasing Your First Home

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Why Shoestring Budgets Are Your Best Friend

Blogs

Thirty Fast Income Tips

When you're saving for your first home, every extra dollar counts. Whether it’s trimming back, getting creative, or picking up short, sharp gigs — there are plenty of fast, practical ways to boost your income and cut your spending without feeling like you're giving up your whole life. These tips aren’t glamorous, but they work. And if getting into your first home is the goal, that’s what matters.
Blogs

Chase Needs Not Wants

At Aera, we help first-home buyers focus on what really matters. One of the biggest things holding people back isn’t money—it’s chasing the perfect home instead of the right one. Wanting more can keep you stuck. Knowing what you need helps you move.
Blogs

Florets Chocolate Rye Cookies Recipe

Resources

Getting over the Finish Line on your Fact Find

News

Stuff: Could Your First Home Be Closer With This New App?

News

Oneroof: How Kiwis Are Buying Their First Home In Half The Time

Aera offers a $10k head start and expert coaching to help buyers.
Resources

You Don’t Need a 20% Deposit – Here’s How First Homeownership is Within Reach With Just 10%

How Aera’s First Home Faster Team Gets You Mortgage-Ready and Into Your First Home Sooner

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The First Homebuyer Hack That Puts Up to $10K Back in Your Pocket

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Credit Checks & Mortgage Pre-Approval: What Kiwis Need to Know in 2025

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How to Calculate Your Debt-to-Income Ratio: A Kiwi's Guide to Mortgage Mastery

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Mortgage Pre-Approval in NZ: Your Fast Track to Home Ownership [2025 Guide]

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Get Pre-Approved for a Home Loan: Your Fast Track to First Home Success

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NZ First Home Buyer Information 2025: Your Complete Guide to Available Support

Blogs

🚨 Major Announcement: $25,000* Deposit Boost + Launch of Aera First Home Finder! 🚨

Resources

From Pre-Approval to Final Approval: Your Fast Track to Home Success

Resources

LVR and Your First Home: Half the Deposit, Twice the Speed

Blogs

Why Faster?

Resources

How to Save for Your First Home Faster: A No-Nonsense Kiwi Guide

Resources

Maximum LVR: Breaking Free from the 20% Deposit Myth

Blogs

Why Is Bank Math Ageist?

Blogs

The Biggest Mistake People Make About Their First Home

Blogs

Needs vs. Wants: How to Make the Right Choice for Your First Home

Resources

Home Maintenance Budgeting: Your Fast Track to Smart Homeownership

Resources

First Home Loan Guide NZ: Your Fast Track to Home Ownership [2024]

Resources

The Process of Buying a New Build Home: Step-by-Step Guide

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Your Ultimate Guide to Home Inspection Costs NZ 2024

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Who Pays for the Home Inspection in a Property Purchase?

Resources

Understanding Debt-to-Income Ratio (DTI): A Comprehensive Guide

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The Importance of Home Inspection for Buyers

Resources

New Build vs Existing Home: A No-Fluff Guide for First Home Buyers

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Is Buying a New Build a Good Investment?

Resources

First Home Deposit Guide: Your Fast Track to Home Ownership in NZ

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Essential Questions to Ask When Buying a New Build House

Resources

Understanding Mortgage Pre-Approval: Your Fast Track to Home Ownership

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Skip the Skip: Why Home Inspections Fast-Track Your First Home Success

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Brand New New Build Benefits: Pay Less, Get More, and Skip the DIY Drama

Resources

KiwiSaver First Home Withdrawal: Your Fast Track to Home Ownership

Resources

Half The Deposit, Brand New Home: How New Builds Get You In Faster

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Heads Up! Important Disclosure

We’re here to make your journey easier by showing you what’s available from developers. We’re not licensed real estate agents — we don’t negotiate prices or handle contracts.

All the details we share (like pricing, specs, and timelines) come directly from the developer. These can change, so please double-check everything with the developer or their licensed sales representative.

To work with us, you need to appoint your own independent lawyer early in the process — ideally someone who specialises in first-home purchases and sale contracts. They’ll work directly with the seller on your behalf, with you as their client, to protect your interests and guide you through the contract side.

Think of us as your support crew — here to connect you with opportunities, and to help you get the right experts (like your lawyer) on your team from the very beginning. The official sale and contract will always go through the developer or their licensed sales representative, with your lawyer by your side.
Aera is an initiative of the Aera Foundation, a charitable trust backing creative responses to social and environmental challenges. Aera Foundation is registered as CC50290 with the New Zealand Charities Commission.

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